Nobody hands you a plan for this, so I made you one.
Most people know senior care is expensive. What no one explains is when to act and how to move before the money gets low, while the choices are still yours.
You probably haven't sat down to figure out the money side of your parent's care yet. Hardly anyone has, until they're forced to.
Then something happens and you have to, and you're not just dealing with what's going on with your parent. You're trying to understand a system nobody explained, while decisions are already sitting in front of you.
Figuring some of this out ahead of time changes everything. You have real choices instead of reacting to whatever lands in front of you, and a lot less panic when the moment comes.
That's what this guide is for.
Why this is harder than it looks
There is more to this than it first appears.
The monthly cost is rarely as simple as the number you're quoted, and some decisions affect others in ways you can't see until you're already in it. A few things most families learn the hard way:
-
Private pay runs out faster than you expect.
-
With Medicaid, the timing of your moves matter far more than people realize.
-
One wrong financial decision can cost a family thousands.
-
The longer you wait, the fewer options you have left.
This guide gives you what you need to know now, so you're making decisions ahead of time instead of under pressure.
Inside the Guide
✔ What actually happens when private pay runs out, and what you can do before you reach that point
✔ How Medicaid works for long-term care, explained in clear language
✔ How some families qualify for Medicaid help even when their income looks too high to ever get it
✔ Planning steps you can take before savings are gone that make a real difference later
✔ VA benefits that many eligible families never realize they qualify for
✔ Where to start if you want to protect as much of your parent’s savings as possible
This is for you if:
- Your parent is still doing ok but you can see things starting to change.
- You think assisted living or in-home care might be needed down the road.
- You’re worried long-term care could drain your parent’s savings, and that cost will land on you.
- You want to understand Medicaid before you are in a spot where you need it.
If any of this sounds familiar, I wrote this guide for you.
Why I wrote this
I’m Christen Bergeron, founder of Navigating Senior Living.
For 25 years I worked inside senior living communities, including at the corporate level at some of the largest companies in the industry.
During that time I saw firsthand how decisions got made, and how often families had to navigate some of the hardest moments of their lives while trying to understand a system nobody had explained to them.
Many families don’t realize what options exist until it’s already too late to use them.
This guide shares the things I wish more families understood earlier.
Before Your Parent’s Savings Run Out
This is the money conversation no one walks you through until it is already urgent.
A plain language PDF that lays out what care costs, resources to pay for it, and how to plan ahead, written so you can read it now and come back to it as your parent's needs change.
7-Day Refund Policy
If the guide isn’t helpful for your situation, simply email me within 7 days and I’ll refund your purchase.